*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1d2b36;background:#f6f8fb}
a{color:#1f4e8c}header{background:#fff;border-bottom:1px solid #e3ebe8;position:sticky;top:0;z-index:5}
.wrap{max-width:1000px;margin:0 auto;padding:0 18px}.nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px;padding:12px 0}
.logo{font-weight:800;font-size:1.2rem;text-decoration:none;color:#1f4e8c}.logo span{color:#f29e1f}
nav a{margin-left:14px;text-decoration:none;font-size:.95rem;color:#1d2b36}
.hero{background:linear-gradient(135deg,#1f4e8c,#2a64ad);color:#fff;padding:48px 0}.hero h1{font-size:2rem;line-height:1.2;margin:0 0 12px}
.btn{display:inline-block;background:#f29e1f;color:#1d2b36;font-weight:700;padding:13px 22px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn.alt{background:#fff;color:#1f4e8c;border:2px solid #1f4e8c}
section{padding:36px 0}.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:#fff;border:1px solid #e3ebe8;border-radius:14px;padding:20px}
.note{font-size:.85rem;color:#566;background:#eef5f2;padding:10px 14px;border-radius:8px}
footer{background:#1d2b36;color:#cfd8dc;padding:28px 0;font-size:.85rem}footer a{color:#fff}
#checker{background:#fff;border-radius:16px;box-shadow:0 6px 30px rgba(0,0,0,.08);padding:24px;max-width:620px;margin:0 auto;color:#1d2b36}
.q h3{margin-top:0}.opts button{display:block;width:100%;text-align:left;margin:8px 0;padding:14px;border:2px solid #dbe6e2;border-radius:10px;background:#fff;font-size:1rem;cursor:pointer}
.opts button:hover{border-color:#1f4e8c}.prog{height:6px;background:#e3ebe8;border-radius:3px;margin-bottom:16px}.prog i{display:block;height:100%;background:#1f4e8c;border-radius:3px;transition:width .3s}
label{display:block;margin:10px 0 4px;font-weight:600}input,select{width:100%;padding:12px;border:1px solid #c9d6d1;border-radius:8px;font-size:1rem}
.consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.9rem}.consent input{width:auto;margin-top:4px}
@media(min-width:760px){.hero h1{font-size:2.6rem}}
.guide{font-size:1.4rem;font-weight:800;color:#1f4e8c;margin:6px 0}.trust{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:14px;font-size:.92rem;opacity:.95}